Fort Hood, Harker Heights, Killeen and Copperas Cove real estate and homes for sale in Texas - Carole Anderson, REALTOR® Carole Anderson REALTOR(r) for Fort Hood, Harker Heights, Killeen and Copperas Cove, Texas real estate - NUMBER1EXPERT™ Carole Anderson NUMBER1EXPERT(tm) for Fort Hood, Harker Heights, Killeen and Copperas Cove, Texas real estate

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Carole Anderson, REALTOR®, real estate agent and broker for Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 254-698-4300.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Mortgage Prequalification: Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home buying, real estate listings, and homes for sale in Bell                           County, TX
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Fort Hood, Harker Heights, Killeen and Copperas Cove Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Carole Anderson, REALTOR®, real estate agent and broker for Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Carole Anderson
ERA Colonial Real Estate

P.O. Box 2376
Harker Heights, TX. 76548
284031 Texas
Phone 1: 254-698-4300
Phone 2: 254-554-1506
Toll Free: 800-445-2414
Fax: 254-698-4498
Email: caroleanderson@NUMBER1EXPERT.com

When a COOKIE CUTTER AGENT just won’t do! I could spout off about the number of years I’ve been in business and the awards I’ve won, but I think you would rather know that I am a person of knowledge and integrity. I draw on what business I have closed to assist with the current business, but I am continually reaching forward to offer you the most professional service available when your time comes to sell or purchase a home. You want an agent with tireless energy that will work for you everyday. I elected to make Central Texas my home after having the opportunity to live all over the world. I’d like to show you why it’s a good place to live and raise your family, and return to after retiring. Call me at your earliest convenience. Carole


Licensed Sales Agent
Texas License #284031


ERA Colonial Real Estate real estate and homes for sale in Fort Hood, Harker Heights, Killeen and Copperas Cove Texas

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