Fort Hood, Harker Heights, Killeen and Copperas Cove real estate and homes for sale in Texas - Carole Anderson, REALTOR® Carole Anderson REALTOR(r) for Fort Hood, Harker Heights, Killeen and Copperas Cove, Texas real estate - NUMBER1EXPERT™ Carole Anderson NUMBER1EXPERT(tm) for Fort Hood, Harker Heights, Killeen and Copperas Cove, Texas real estate

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Carole Anderson, REALTOR®, real estate agent and broker for Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 254-698-4300.


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Mortgage Prequalification: Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home buying, real estate listings, and homes for sale in Bell                           County, TX
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Fort Hood, Harker Heights, Killeen and Copperas Cove Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Making An Offer >How Much To Offer

When you make an offer on a house, your biggest decision is how much to offer. Although you don't want to pay more than you have to, it is sometimes hard to predict how much is "enough" for the seller.

Some sellers price their homes at their bottom line and may be unwilling to negotiate, unless the house has been on the market for a long time. Others build in a little room for negotiation. Some sellers are more motivated than others to get their homes sold. Whatever your situation, it is hard to know what sellers will do until they are presented with an offer.

If your offer is very low, your finances might look shaky, and asking the sellers to pick up closing costs might just result in a refusal of your offer. If your original proposal is unacceptable, the seller will usually make a counter offer. While sellers like to get their asking prices, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Carole Anderson, REALTOR®, real estate agent and broker for Fort Hood, Harker Heights, Killeen and Copperas Cove Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Carole Anderson
ERA Colonial Real Estate

P.O. Box 2376
Harker Heights, TX. 76548
284031 Texas
Phone 1: 254-698-4300
Phone 2: 254-554-1506
Toll Free: 800-445-2414
Fax: 254-698-4498
Email: caroleanderson@NUMBER1EXPERT.com

When a COOKIE CUTTER AGENT just won’t do! I could spout off about the number of years I’ve been in business and the awards I’ve won, but I think you would rather know that I am a person of knowledge and integrity. I draw on what business I have closed to assist with the current business, but I am continually reaching forward to offer you the most professional service available when your time comes to sell or purchase a home. You want an agent with tireless energy that will work for you everyday. I elected to make Central Texas my home after having the opportunity to live all over the world. I’d like to show you why it’s a good place to live and raise your family, and return to after retiring. Call me at your earliest convenience. Carole


Licensed Sales Agent
Texas License #284031


ERA Colonial Real Estate real estate and homes for sale in Fort Hood, Harker Heights, Killeen and Copperas Cove Texas

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